Current Rates




Cash Out Refinance Mortgage Loans

If you need cash out from the "equity" in your home or investment property apply here and take advantage of the lowest interest rates in over 30 years. You can use the cash proceeds for:

Debt Consolidation 

Home Improvement

Investment

College Tuition, Retirement, etc.

We have various Cash Out Refinance loan programs for Full Documentation, Stated Income, and No Documentation. Please understand that for Stated Income and No Documentation Cash Out Refinancing that you'll need credit FICO scores above 620. 

If you have an existing 1st mortgage with a decent rate that you'd like to keep or you have a prepayment penalty and only need a nominal amount like $50,000 then a 2nd mortgage or Home Equity Line might be a better solution.

Even if you have bad credit, there could be a way to get cash out to consolidate high interest debts such as credit cards, auto loans, student loans, etc. After consolidating your debt, you can invest a portion or all of the monthly savings into your retirement, college tuition, or payoff your mortgage sooner, etc.  Now you have more options to make your real estate "equity" work for you.

You can Calculate your Debt Consolidation Savings right here with a cash out refinance.

For a Free evaluation of your mortgage loan options:

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