We are a Direct Lender as well as a Broker, operating out of numerous branch offices in California, including Mission Viejo, Irvine, and the Bay area. We originate Residential as well as Commercial Loans, and our loan offerings include A Paper loans, Sub-Prime loans, Construction loans, FHA loans, VA loans, Private Money loans, and Lines of Credit. We offer a vast array of loan programs for all credit grades. We can lend Nationwide, in all 50 states, except New York, via our state licensing and other states thru correspondents.

We are seeking aggressive professional loan officers who are looking to advance his/her career in a challenging opportunity with a rapidly growing company.

Qualified candidates can make up to $100K+ their first year. Our agents typically earn significant incomes in any market.

Qualifications & Minimum Requirements:


You Will:
· Have unlimited commission earnings potential. ( commission split based on your state; 70% to 80% in most cases )
· Develop your existing relationships with local realtors/builders/accountants, etc. as referral sources for the loan originations.
· Maintain a strong presence at realtor/builder functions/local business (including open houses and conventions).
· Offer guidance to potential borrowers on appropriate loan products and coordinate pre-approvals and pre-qualifications.
· Have the opportunity to efficiently close the loans you originate thanks to our in-house underwriting.

· Have your own office (at home or from your own efforts - we don't provide office space;  sales leads are available at this time )

We Require:
· Minimum of 2 years (no exceptions!!) of strong, successful residential purchase/refinance loan origination sales experience, plus the ability to develop strong consumer and business partner relationships.
· Track record of generating a minimum of $8 million in purchase/refinance/debt consolidation volume per year.
· Existing real estate agent, or builder base that can be leveraged immediately for quality loan applications.
· Superior interpersonal, follow-up and customer service skills.

· A thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
· Solid mortgage product knowledge & working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA.
· Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in-Lending, RESPA, etc).
· Must be sales oriented and comfortable with commissioned based position.

· Excellent written and oral communication skills
· Knowledge of real estate market in local area
· Real Estate License
· PC skills with proficiency in Internet, MS Office products and Calyx Point

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