Loan Programs

A large variety of mortgage loans are offered to meet your needs whether it is for a starter home, a second home, a duplex, or an upscale luxury home that requires portfolio jumbo financing. Traditional income and employment documentation and low doc programs are available to qualified borrowers:

Low Down Payment Choices - 0 down, 3%, 5%, and 10 percent down home loan programs

Jumbo Loans  – Loans from $417,001 up to $4,000,000 

12 Months Bank Statements – for Self-Employed borrowers ONLY

Portfolio Niche Loans   – for Investors, Fix & Flips, Non-owner HELOCs, own 10 properties or more, No Job, Qualify with liquid assets, etc.

2 to 4 Unit Loans – Purchase and Refinance Options for Duplex, Triplex, and Fourplexes

home loan programs

1 Year Tax Return Mortgage - Excellent mortgage for self-employed borrowers. See if you qualify.

FHA Streamline Refinance – Refinance with little cost – no income or job documentation

Zero Down Loans – up to 100% financing on 1 to 4 Units (Still Available!! Not Only  VA loans)

Vacation Home Mortgage - Paid all cash? refinance now or buy with 10% down. See if you qualify.

No Income Verification / No Doc – Can’t document your Income or Assets (IF available – you may need 30% equity to refinance / or 30% down payment)

Foreign Nationals   various programs – for primary residence, vacation or a rental home. For Permanent Residents or Non-residents with or without a VISA.

FHA Rehab Loans – Purchase and fix-up the property with loan proceeds

No Closing Cost Home Loans – Pay Zero Closing Costs, Zero Points and a Low Rate

Cash Out Refinance  - Take some cash out of your home. You earned it!

Debt Consolidation – Consolidate your existing debts into a new refinance loan

Less than Perfect Credit with low credit scores, late payments? look into a low credit loan

Fixed Rate vs. Adjustable Rate Mortgages

Rate Quote

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