New Home Loan   

If you are dreaming about purchasing your first home with a new home builder, upgrading to a bigger home, or constructing your dream home, or refinancing to a new home loan, Loan Shoppers can help. We have a wide variety of innovative loans designed to help you purchase the home of your dreams on terms acceptable to you.

If you are just beginning to shop for a new home, get pre-approved to strengthen your offer. We can deliver a pre-approval or commitment letter to your agent or builder via fax or e-mail the same day you send us the necessary items or when you meet with us.

Your home is a great investment. Many renters will find out that they can buy a home for about the same amount they are paying each month to rent. We have access to a wide variety of creative and innovative home loan solutions for all borrowers. We have experience working with new home builders in California, Arizona, Florida, New Jersey, Maryland and booming cities such as Las Vegas and Tampa.

Whether you're a first-time homebuyer or an experienced homebuyer, call us 949.963.9168 to find out what some of the best financing options might be for you. 

New Home Construction Loan

Construction financing is a specialized field. To better serve your needs, we assign you an expert consultant from the moment you apply. They will work with you from the very beginning until the funding day, making the process smooth and seamless.

There are programs that combine the construction and permanent financing of your project. You qualify for the loan once, lock in the permanent rate, sign one set of loan documents and have up to 12 months to complete the construction!

During the construction period, interest is charged only on the funds that have been disbursed. When the project is completed, the permanent loan period begins.

Depending on whether you can fully document your income or not, you can finance up to $2,500,000 and up to 90% of the future value.