fixed rate and variable rate conforming and jumbo mortgage loans Rate Trends


Home Loan Specials

 

All "Purchase Loans" that close before February 28th get a FREE Home Warranty Plan*

 

 NOTE: LOAN PROGRAMS MAY NOT BE AVAILABLE AND ARE SUBJECT TO CHANGE

Primary Residence:

  • Super Jumbo Loans $4,800,000 to Click here

  • No Income, No Asset or Employment on Loan App: 80% to $500k*; ( (Loan terms are subject to change) 75% to $1mil  Click here 

  • Stated Income (No Income Verification) 90% up to $1,200,000 * Click here

  • "0" Down (100% financing) on 2 to 4 Units Owner Occupied to $1,000,000 Full Doc

  • "0" Down - 80% 1st loan w/ 20% 2nd loan; credit score as low as 620 to $400,000

  • 6 month, 3, 5, 7 & 10 Year ARM's  Interest Only Option & "No Prepayment Penalty"

  • Option ARM; Pick your Payment from 1.25% to 2.25%; Loans up to $6,000,000 -   "Zero" closing costs*** when loan is > $1Mil

  • Cash Out Refinance home loans Click here  

  • Flat Fee Loan  Click Here

  • No Points, No Lender Fee loans. Click here for details (Homes Only)

0 Points on Option ARM's and 5 Year ARM - Interest Only

Investment Property Loans

 

Selling your Home?  

Check Your FICO scores  before you apply

* Maximum Home Warranty Plan value is $300; Plans over that will receive credit of $300

** on 100% No Doc, the new mortgage payment cannot be more than 150% of your current rent payments.

*** zero closing costs is dependent on margin selected.

    * Subject to Loan Approval - Rates and Terms subject to change without notice

Loan Programs
Interest Only
  No Income Verification

 

No Doc Loans

 

Jumbo Loans

 

Debt Consolidation
Less than Perfect Credit
Option ARM

 

Fixed vs. Adjustable Rate
Home Equity
Apartment Loans

 Loan Specials
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Calculators                         
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