Super Jumbo Loans        

A Super Jumbo Mortgage Loan is a loan amount > $650,000 and typically goes up to $10,000,000. A standard Jumbo loan is $417,000 (as of 2006) up to $650,000 and we provide both types of loans. These type of loans facilitate the high-end purchase of  expensive homes, vacation homes, investment property and upscale luxury homes. They are quite attractive for primary occupants or investors who want to leverage their assets.

If you are considering a Super Jumbo Mortgage, then let one of our licensed mortgage professionals help walk you step by step through the loan process. High end financing requires years of experience which is crucial to finding the best mortgage options to suit your needs.

Some of the Super Jumbo loan programs available are: 

  Loan amounts up to $4,800,000

NOTE: For Jumbo Loans with 5 to 10% Down Payment or 90% cash back is NOT AVAILABLE until further notice

  95% financing up to $1,500,000: "Stated Income" 680+ FICO score:
80% financing up to $1,000,000 (depends on the state)

             Click for Available States

  90% financing up to $1,600,000: "Full Doc or Stated" 680+ score:
(1st loan is 75%)

              Rates from 1.50% on No Neg ARM's

100% up to $1,500,000: No Income Verification 620+ score:

               Click for Available States - Not available Until Further Notice

        90% up to $1,250,000: NINA - No Income & Stated Assets; 680+

                Click for Available States                   

95% loan up to $1,000,000 (No Doc - No Income, Assets or Job)    

If it is crossed out above it is no longer available..

NEW  80% loan to $4,000,000 ( No Income Verification 700+ FICO score )

• Interest only option available on all ARM's, Full Documentation, Stated Income Loans and No Asset, Income or Employment verification options. Terms are on the 6 month, 2 year, 3 year, 5 year, 7 year, or 10 year ARM's, 30 yr Fixed and the 1% Pick a Payment Option ARMs.
• Simple and Convenient
  Complete the easy on-line application for low documentation. A loan consultant will be assigned to your file and will contact you to begin the process. (for jumbo mortgages and super jumbo loan).
• Speed Guaranteed
  Apply online and a loan consultant will be in touch with you within 24 hours to begin the loan process.*
• Competitive Rates
  Our convenient and speedy process enables us to offer some of the lowest rates in the industry for all types of mortgage loans. We challenge you to find lower rates and better fees from any other lender out there!
• No Obligation
  It costs you nothing to apply. You are never charged a fee to apply. No Obligation. No Regrets.

California Luxury Home Prices  

California Homes for Sale

Million Dollar Homes

Loans for High Net Worth Individuals, Entertainers, Corporate Management, etc.

If you have a considerable sized loan on your home then you probably have a financial advisor who is helping you plan for a solid future upon retirement.  Considering that sometimes high profile positions are cut short from external factors beyond your control, it is critical you have your money working for you at all times

Interest only loans are recommended by many financial advisors since the tax advantages of borrowing against your home makes the cost of the money far lower than the potential returns invested elsewhere.

Of course each individual has a unique portfolio to consider, so you may want to ask your financial consultant how you can save thousands of dollars a month.  Below is an example so you can see the difference

Example of a Professional Baseball Player's Loan

A. EXISTING LOAN

Existing Loan Balance: $1,000,000
Product: 15 Year Fixed
Documentation: Full
Rate: 6.25 %
Current P&I Payment: $8,574.23

B. NEW JUMBO INTEREST ONLY LOAN REFINANCE

New Loan: $1,000,000
Product: 5 Year Interest Only
Documentation: Stated Income / Assets
Rate: 5.375 %
New Payment: $4,479.17

A Savings of $49,140 a Year! or $4,095 per month
Stated Income and Stated Assets *

This example is based on certain product guidelines but you can see how much extra money can be saved and placed into other forms of investments.

                                Luxury Home Prices rise in CA