A Super Jumbo Mortgage Loan is a loan amount > $650,000 and typically
goes up to $10,000,000. A standard Jumbo loan
is $417,000 (as of 2006) up to $650,000 and we provide both types of loans. These type
of loans facilitate the high-end purchase of expensive homes,
vacation homes, investment property and upscale luxury homes. They are quite attractive for
primary occupants or investors who want to leverage their assets.
If you are considering a Super Jumbo Mortgage, then let one of our
licensed mortgage professionals help walk you step by step through the loan
process. High end financing requires years of experience which is crucial
to finding the best mortgage options to suit your needs.
Some of the Super Jumbo loan programs available are:
Loan amounts up to $4,800,000
NOTE: For Jumbo Loans with 5 to 10% Down Payment or 90% cash back is NOT AVAILABLE until further notice
95% financing up to $1,500,000: "Stated Income" 680+ FICO
score:
80% financing up to $1,000,000 (depends on the state)
Click for Available
States
90% financing up to
$1,600,000: "Full Doc or Stated" 680+ score:
(1st loan is 75%)
Rates from 1.50% on No Neg ARM's
100% up to $1,500,000: No Income Verification 620+ score:
Click for Available
States - Not available Until Further Notice
90% up to $1,250,000:
NINA - No Income & Stated Assets; 680+
Click for Available
States
95% loan up to $1,000,000 (No Doc - No Income, Assets or Job)
If it is crossed out above it is no longer available..
NEW
80% loan to $4,000,000 ( No Income
Verification 700+ FICO score )
- Interest only option
available on all ARM's, Full Documentation, Stated
Income Loans and No Asset, Income or Employment verification
options. Terms are on the 6 month,
2 year, 3 year, 5 year, 7 year, or 10 year ARM's, 30 yr Fixed and the
1% Pick a Payment Option ARMs.
- Simple and Convenient
Complete the easy on-line application
for low documentation. A loan consultant will
be assigned to your file and will contact you to begin the process. (for jumbo mortgages and super jumbo loan).
- Speed Guaranteed
Apply online and a loan consultant will be in touch with you within 24
hours to begin the loan process.*
- Competitive Rates
Our convenient and speedy process enables us to offer some of the
lowest rates in the industry for all types of mortgage loans. We
challenge you to find lower rates and better fees from any other
lender out there!
- No Obligation
It costs you nothing to apply. You are never charged a fee to apply.
No Obligation. No Regrets.

California Luxury Home
Prices
California
Homes for Sale
Million
Dollar Homes
If you have a considerable sized loan on
your home then you probably have a financial
advisor who is helping you plan for a solid future upon retirement.
Considering that sometimes high profile positions are cut short from
external factors beyond your control, it is critical you have your
money working for you at all times
Interest only loans are recommended by many financial advisors since
the tax advantages of borrowing against your home makes the cost of the
money far lower than the potential returns invested elsewhere.
Of course each individual has a unique portfolio to consider,
so you may want to ask your financial consultant how you can save thousands of dollars a
month. Below is an example so you can see the difference
Example of a Professional Baseball Player's Loan
A. EXISTING LOAN
Existing Loan Balance: $1,000,000
Product: 15 Year Fixed
Documentation: Full
Rate: 6.25 %
Current P&I Payment: $8,574.23
B. NEW JUMBO INTEREST ONLY LOAN REFINANCE
New Loan: $1,000,000
Product: 5 Year Interest Only
Documentation: Stated Income / Assets
Rate: 5.375 %
New Payment: $4,479.17
A Savings of $49,140 a Year!
or $4,095 per month
Stated Income and Stated Assets *
This example is based on certain product guidelines but you can see how much
extra money can be saved and placed into other forms of investments.
Luxury
Home Prices rise in CA