Interest rates are quickly rising and aren’t expected to stop anytime soon. And thanks to rising home values, today’s homeowners have record highs of equity… Read More »Should I Get a HELOC or Home Equity Loan if Interest Rates are Rising?
When you finance an expensive property, you need a jumbo mortgage.In 2022, a jumbo mortgage is any home loan that exceeds $647,200 in the US.That’s… Read More »Buying a $2 Million Home with 10 Percent Down Is Still Available
What Should People Shopping for a Mortgage Do? The main problem for home buyers who want to buy a home with a low down payment… Read More »Lenders Increase Credit Score Requirements
Home prices in Orange County, California have increased at a healthy amount over the last year or so. Because of this, federal housing officials recently… Read More »Orange County Conforming Loan Limits Increased to $765,600 in 2020
Self-employment has a lot of benefits for the 16 million that fall into this category : a flexible work schedule, the ability to basically determine… Read More »Best Methods to Get a Self-employed Home Loan
Most homeowners refinance their home mortgage when interest rates have dropped. The question is how much lower does it have to go to justify a… Read More »Should I Refinance My Home When Interest Rates Drop?
It may come as a surprise, but becoming a homeowner in expensive areas can be more affordable than you thought. Perhaps you have a plan… Read More »How to own a home for a lower payment than you thought was possible
Getting approved for a home loan from a lender requires: reliable income, adequate assets for reserves, and a minimum credit score. These help prove to… Read More »Too Many Tax Deductions Could be Bad for Mortgage Qualifying