Loan Programs

We Offer a large variety of mortgage loans to meet your needs. Besides the traditional Full Documentation loan we offer the following types of loans:

Interest Only Loans   - Pay Interest Only or Principal & Interest

 

No Income Verification / No Doc - Can't document Income or Assets

 

Jumbo Loans  - Loans up to $4,000,000 

 

Debt Consolidation Mortgage - Consolidate all Debt into Home Loan

 

Zero Down Loans - up to 100% financing on 1 to 4 Units

 

Less than Perfect Credit - Have low Credit Scores, Late Payments 

 

Home Equity   - HELOC and Fixed Rate 2nd mortgages up to $1Mil

 

Loan Specials  - Discounts  vary periodically

 

Option ARM's  - Select from 4 Payment Options - 1% Start Rate

 

Cash Out Refinance 

 

Fixed Rate vs. Adjustable Rate Mortgages

 

FHA Streamline Refinance - refinance with zero costs