Loan Programs
A large variety of mortgage loans are offered to meet your needs. In addition, consumers can look for "auto loans", or student loans for their educational goals. Besides the traditional Full Documentation loan, the following niche types of loans are available:
No Closing Cost Home Loans - Pay Zero Closing Costs, Zero Points and a Low Rate
No Income Verification / No Doc - Can't document your Income or Assets (if available - you may need 40% equity/down payment)
Stock Loan - Asset Based Mortgage - No Doc Loan, No Credit Check, No Job;- Up to 80% starting at 3%
Jumbo Loans - Loans from $417,501 up to $4,000,000
Debt Consolidation Mortgage - Consolidate your Debt into a Home Loan
Zero Down Loans - up to 100% financing on 1 to 4 Units (Still Available!! Not Only VA loans)
Less than Perfect Credit - Have Low Credit Scores, Late Payments
Interest Only Loans - Pay Interest Only or Principal & Interest
Home Equity - HELOC and Fixed Rate 2nd mortgages up to $1Mil (if available in your city & state
Loan Specials - Discounted rates & fees vary periodically
Loan Modification - Change the terms of your loan if you are in hardship, were induced by fraud, if there are errors in your loan documents, misrepresentation, breach of contract or negligence. Let the forensic experts from a law office and licensed professionals handle it.
Option ARM's - Select from 4 Payment Options - 1% Start Rate (NOT available, it was in the heydays)
Fixed Rate vs. Adjustable Rate Mortgages
FHA Streamline Refinance - Refinance with Little Cost
FHA Rehab Loans - Purchase and fix-up the property with Loan Proceeds
2 to 4 Unit Loans - Purchase and Refinance Options for Duplex, Tri-plex, and 4-plexes
Auto Loans - For All credit types - Buy a New or Used Car
Student Loans - For Attending College - Refinance your student loan as well
Personal Loans - For Quick Cash - Get Approved for a personal loan quick based on your job for emergency purposes (payday loans).