Loan Programs

We Offer a large variety of mortgage loans to meet your needs. Besides the traditional Full Documentation loan we offer the following types of loans:

Interest Only Loans   - Pay Interest Only or Principal & Interest

 

No Income Verification / No Doc - Can't document Income or Assets

 

Jumbo Loans  - Loans up to $4,000,000 

 

Debt Consolidation Mortgage - Consolidate all Debt into Home Loan

 

Zero Down Loans - up to 100% financing on 1 to 4 Units

 

Less than Perfect Credit - Have low Credit Scores, Late Payments 

 

Home Equity   - HELOC and Fixed Rate 2nd mortgages up to $1Mil

 

Loan Specials  - Discounts  vary periodically

 

Loan Modification  - Change the terms of your loan if you are in hardship, were induced by fraud, if there are errors in your loan documents, misrepresentation, breach of contract or negligence. Let the forensic experts from a law office andlicensed professionals handle it.

Option ARM's  - Select from 4 Payment Options - 1% Start Rate

 

Cash Out Refinance 

 

Fixed Rate vs. Adjustable Rate Mortgages

 

FHA Streamline Refinance - refinance with zero costs