A large variety of mortgage loans are offered to meet your needs whether it is for a starter home, a second home, a duplex, or an upscale luxury home that requires portfolio jumbo financing. Traditional income and employment documentation and low doc programs are available to qualified borrowers:
Low Down Payment Choices - 0 down, 3%, 5%, and 10 percent down home loan programs
Bank Statement Loan Programs to $5 million – for Self-Employed borrowers ONLY
Non-QM Mortgage Loans – for Investors, Fix & Flips, Non-owner HELOCs, own 10 properties or more, No Job, Qualify with liquid assets, etc.
Condo Loans – Mortgage financing for Condos (High-rise, detached, and Non-warrantable), Condotels.
1 Year Tax Return Mortgage - Excellent mortgage for self-employed & W2 salaried borrowers. See if you qualify.
No Income Verification / Low Doc – Can’t document your Income using tax returns? Use 2 bank statements (30% down payment or refinance with 30% equity)
Short term Bridge loans for a home purchase – Need the funds from your home as a down payment but need to buy the home now? Get a bridge loan for 6 or 12 month.
Investor Lite Doc Loan – No job and No income disclosed. Qualify with Property Income and credit history.
FHA Streamline Refinance – Refinance with little cost – no income or job documentation
Zero Down Loans – up to 100% financing on 1 to 4 Units (Still Available!! Not Only VA loans)
Vacation Home Mortgage - Paid all cash? refinance now or buy with 10% down. See if you qualify.
Foreign Nationals various programs – for primary residence, vacation or a rental home. For Permanent Residents or Non-residents with or without a VISA.
FHA Rehab Loans – Purchase and fix-up the property with loan proceeds
Own an investment property for rental income – Homes, condos, or units.
No Closing Cost Home Loans – Pay Zero Closing Costs, Zero Points and a Low Rate
Cash Out Refinance - Take some cash out of your home. You earned it!
Debt Consolidation – Consolidate your existing debts into a new refinance loan
Less than Perfect Credit with low credit scores, late payments? look into a low credit loan